FinLit is a free financial education site. No courses to buy. No email list to join. No products to sell. Just well-sourced explanations of how money works.
FinLit covers the foundational concepts of personal finance and investing — compound interest, index funds, inflation, emergency funds, and similar topics. Each lesson aims to be accurate, cite its sources, and explain the concept clearly without requiring a finance degree to follow.
Every article links to its primary sources. When a number is stated — like a historical average return — a citation is included so you can verify it yourself and check for more recent data.
FinLit is not financial advice. The content here is educational — explaining how financial concepts work in general, not telling you what to do with your specific money in your specific situation.
No one here knows your income, your debts, your tax situation, your goals, or your risk tolerance. A licensed financial advisor or CFP does. If you're making significant financial decisions, consult one.
FinLit is also not affiliated with any brokerage, fund company, or financial product. Nothing here is sponsored or paid for by a third party.
Lessons are written and reviewed by the site's editorial team. For factual claims — especially numbers like historical returns, inflation rates, or tax thresholds — we link to primary sources: government agencies (IRS, BLS, SEC), academic research, or well-established financial reference texts.
Content is reviewed periodically, with the review date noted at the top of each article. Tax-related content is reviewed annually, as thresholds and rules change. If you spot an error or outdated figure, contact us.
FinLit is an independent educational project. Content is written and reviewed for accuracy. We are not licensed financial advisors — all content is educational only.
If you find an error, an outdated figure, or a broken citation, please reach out so we can fix it.
Primary sources used across the site include:
Disclaimer: The content on FinLit is for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice. Past performance of any investment does not guarantee future results. All investing involves risk, including the possible loss of principal. Consult a qualified financial professional before making any financial decisions.